By Jueseppi B.
The past three weeks have been a political nightmare for the Affordable Care Act.
A less than stellar website rollout and the media’s refusal to cover the stories of the millions of Americans who have already benefited from Obamacare have left the president weakened, Democrats scared, and Republicans emboldened to keep pushing their radical health-care-defunding agenda.
There is NO going back—we won’t go back—to the bad ol’ days before comprehensive health care reform.
Thankfully, we know what it’ll take to turn this political moment around: We’re launching a big campaign calling on the media to start giving balanced coverage—and demanding that Congress stand strong for health care reform, because their constituents depend on it.
If we’re going to change the narrative, though, we’ve got to start flooding the Internet and the newsrooms with real-world stories from people whose lives are already better because of the Affordable Care Act. That’s the only way the media is every going to pay attention.
The HealthCare.gov website rollout was just the latest piece in the enactment of the Affordable Care Act—Americans have actually been benefiting from the law since 2010. But that’s a fact you wouldn’t know if you only listened to mainstream media.
Here are just some of the ways you may have benefited already:
- If you have a child with a pre-existing condition—as of September 2010, health insurance companies can no longer deny your child coverage because of that condition, and as of next year, this rule will apply to Americans of all ages.
- If you’ve had a donut hole in your prescription drug coverage—thanks to Obamacare, you may be one of an estimated 4 million seniors with Medicare who will soon be able to cover the full costs of your prescriptions.
- If you’re recently out of college and struggling to find employer-based coverage in the sluggish economy—you can now opt tostay on your parents’ plan until you’re 26 years old.
- If you received an unexpected rebate from your insurance company—that’s because the ACA stops insurers from keeping exorbitant profits instead of paying out significant claims.
- If you live in one of the 25 states expanding Medicaid—you may be one of the 400,000 Americans who’ve already benefited from their new eligibility for free health care
MoveOn members fought long and hard for health care reform because we knew it would improve the lives of tens of millions of Americans. Democrats have had a hard time thus far explaining just how beneficial the new law is, but we don’t plan on letting a PR mishap derail the most significant investment in our country’s social safety net in generations.
If you’ve benefited from Obamacare, or know someone who has—share your story today
MoveOn members are committed to getting out the truth about Obamacare‘s successes, even amid the news’ recent slanted coverage.
But if we’re going to get the mainstream media to pay attention, we need to share the real-world stories of people whose lives are being improved.
We’re launching a big campaign calling on the media to start giving balanced coverage to the Affordable Care Act, but for it to work, we need real-world stories from people whose lives are already better thanks to Obamacare. Click below to add your story, and feel free to include a photo!
President Obama’s Message To OFA Supporters On ObamaCARES
President Obama reassured his supporters on Monday evening that the fight to spread the truth & facts about hishealth-care law would succeed, while also enlisting their help in spreading word about the importance of signing upAmericans for The Patient Protection and Affordable Care Act (ObamaCARES).
In a conference call with thousands of supporters hosted by Organizing for Action, President Obama said the problems with Healthcare.gov have led to “misinformation” about the health-care law.
“Frankly, there have been problems with the Web site that have created and fed this misinformation,” The President told what OFA said was an audience of more than 200,000 supporters. OFA was created out of the Obama 2012 campaign in the hopes of advancing the President’s agenda.
President Obama an exclusive call with OFA supporters 11/18/2013
President Obama is experiencing one of the biggest strikes against his Presidency as his administration struggles to implement the health-care law against racist wealthy business interest from the Reich wing as well as greedy politicians in the pocket of big insurance corporations, not to mention professional hackers hell bent on crashing the marketplace website. In his remarks, the President said he and his supporters knew it would be a difficult process and referenced Republicans and their refusal to help make sure the law prospers for the millions of uninsured Americans.
“We knew it was going to be hard because change is hard, and there are a lot of vested interests,” the President said. “And obviously we haven’t gotten a lot of cooperation from the other party.”
Still, President Obama said, he wouldn’t stop working to ensure the law succeeds. “I’ve got one more campaign in me, and that’s making sure this law works,” he said.
The President told his supporters that his main message was that he needs their help in reminding people to sign up for health care through the law – whether on the Web site or through other separate marketplace venues.
“This law is going to be one that lasts for generations to come,” he said. “And people will see why we fought so hard to do it.”
In providing reassurance to his supporters, President Obama cast last week’s news that just over 100,000 people successfully signed up for the Affordable Care Act as a victory, noting that 400,000 other people obtained Medicaid coverage and many more expressed interest.
The actual National figures for October, released this month can be found here…..
President Obama said he is confident that, by the end of the month, HealthCare.gov would be working for the vast majority of Americans, which the administration has defined as 80 percent of those seeking to sign up. “In fact, eventually, it’s going to be the easiest place to shop for healthcare.”
November 13, 2013
This issue brief highlights national and state-levelenrollment-related information for the first month of theHealth Insurance Marketplace (Marketplace hereafter) initial open enrollment period that began October 1, 2013 for coverage beginning January 1, 2014 (see Appendix A for state-level data).
It also provides an overview of the methodology that was used in compiling these data (see Appendix B), and includes information about strategies to reach consumers.
These data represent a “snapshot” of Marketplace enrollment that uses comparable definitions for the data elements across states, and between states that are implementing their own Marketplaces (also known as State-Based Marketplaces or SBMs) and states with Marketplaces that are supported by or fully-run by the Department of Health and Human Services (including
those run in partnership with states, also known as the Federally-facilitated Marketplace or FFM).
Data related to Medicaid and Children’s Health Insurance Program (CHIP) eligibility in this report are based on applications submitted through the Marketplaces. Enrollment based on applications submitted through state Medicaid/CHIP agencies will be released in a subsequent report.
The following are highlights of Marketplace enrollment-related information for the first month.
Marketplace Monthly Enrollment-Related Information, 10-1-13 to 11-2-13
Number of completed applications through the Marketplaces 846,184
Total number of individuals included in completed Marketplace applications 1,509,883
Number of individuals determined eligible to enroll in a Marketplace plan 1,081,592
Number of individuals who have selected a Marketplace plan 106,185
(1) Oct 1- Nov 2 most closely represents the first month of operations since state based Marketplaces generally compile enrollment-related metrics on a weekly basis.
The first month enrollment experience in the Marketplace exceeds comparable first month enrollment in theCommonwealth Care program in the MassachusettsHealth Connector. In Massachusetts, the number of premium-paying enrollees who signed up during the first month of enrollment was 123 or 0.3 percent of the total enrollment of 36,167 at the end of the year.
Department of Health and Human Services
Office of the Assistant Secretary for Planning and Evaluation
Marketplace plan selection of 106,185 is 1.5 percent of the estimated enrollees at the end of the 2014 open enrollment period (Congressional Budget Office (CBO) estimate, May 2013). (See Appendix C for more information on enrollment experiences in other programs.)
Overview of Enrollment to Date
To date, 106,185 persons have enrolled and selected a Marketplace plan—this includes those who have paid a premium and those who have not yet paid a premium.
Based on available data, 846,184 completed applications were submitted to Marketplaces during the first month of the initial open enrollment period (10-1-13 to 11-2-13), including applications that were submitted to the SBMs and FFM.
These completed applications correspond to a total of 1,509,883 million individuals (persons) who have applied for coverage through the Marketplaces during this time period. This represents 22 percent of the Congressional Budget Office (CBO) estimated 7 million Marketplace enrollment in 2014.
The Marketplaces have helped a total of 1,477,853 persons by determining or assessing3that they are either eligible to enroll in a Marketplace plan (used throughout this report—also known as Qualified Health Plans or QHPs) with or without financial assistance, or in Medicaid or the Children’s Health Insurance Program (CHIP).
To date, 106,185 persons have selected a Marketplace plan—this includes 79,391 in SBMs and 26,794 in FFM. An additional 975,407
persons who have been determined eligible have not yet selected a plan through the Marketplace.
To date, the Marketplaces have processed eligibility determinations and assessments for 98 percent (1,477,853) of the 1,509,883 persons who have applied for coverage – including:
1,081,592 persons (73 percent of the total number of persons with processed eligibility determinations / assessments) have been determined eligible to enroll in a Marketplace plan, (including 326,130 persons who have been determined eligible to enroll in a
Marketplace plan with financial assistance).
106,185 (10 percent) of the 1,081,592 total Marketplace plan eligible persons have already selected a plan by clicking a button on the website page.
Enrollment includes those who have selected a plan including those who have paid their first month premium and those who have not yet done so
396,261 persons (27 percent of the total number of persons with processed eligibility determinations / assessments) who have been determined or assessed eligible for Medicaid or CHIP.
A total of 502,446, or 1 in 3 of the 1,477,853 people whose eligibility determinations / assessments have been processed, have either been determined or assessed eligible for Medicaid or CHIP or have selected a plan in the Marketplaces. Meanwhile, 722,391 (49 percent) of the 1,477,853 whose eligibility determinations / assessments have been processed are either eligible
for financial assistance through the Marketplaces, or have been determined or assessed eligible for Medicaid or CHIP.
An additional 201,137 persons who applied for coverage through the Marketplaces have eligibility determinations that are either pending, not captured in the Marketplace plan and Medicaid/CHIP eligibility counts for a given state, or negative (meaning that they have not been determined eligible to enroll in a Marketplace plan).
The available data on completed applications, eligibility determinations and assessments, and Marketplace plan selection represents a subset of the total number of Americans who have begun exploring the coverage options that are available through the new Marketplaces. There is considerable interest in the new Marketplaces as measured by unique visitors on the SBM and FFM websites (26,876,527), and calls to the SBM and FFM call centers (3,158,436).
These early enrollment-related statistics suggest that, in spite of recent information system and website issues, interest in the Marketplaces is high. For example a Commonwealth Fund survey conducted Oct. 9-275 polled adults (ages 19-64) who are uninsured or have individual market coverage and found that most (60 percent) are aware of the Marketplace.
Further, the Commonwealth Fund found that 53 percent are aware that financial support is available for Marketplace coverage and 17 percent have visited the Marketplace. Most (58 percent) said they are very likely or somewhat likely to go or go back to visit the Marketplace to enroll in a plan or to apply for the premium tax credit or for Medicaid/CHIP before the open enrollment period
ends on March 31, 2014. (See Appendix D for more information).
Marketplace enrollment is expected to increase as technical issues are resolved.
Read The Complete Department of Health and Human Services HEALTH INSURANCE MARKETPLACE: NOVEMBER ENROLLMENT REPORT
This holiday season, millions of Americans have a chance to get quality, affordable health insurance—many for the first time. If you have family members who are uninsured, you can play a big part in helping them find coverage that works for them. It might not always seem like it, but your family listens to you. So have the talk.
Use this list to make sure your family members have what they need to shop on the new health insurance marketplace.
Are your family members traveling home for the holidays? There are a few things they’ll need to sign up for health coverage. Make sure they bring the following items with them before they head home.
In order to shop on the new health insurance marketplace, you’ll need to have a few basic pieces of information with you:
Here are some common things to think about before getting started:
- Your budget: What is your budget? How much can you afford to pay each month for health coverage?
- Existing insurance: Is health insurance currently offered through your job?
- Current costs: If you do currently have coverage, what are your costs?
- Coverage Goals: What kind of coverage are you looking for? There are lots of options based on what you want and how much you want to pay.
Take a moment to plan when, where, and how you’ll talk to your family about health insurance.
Make sure you have a plan for when, where, and how you’ll talk to your family about health insurance. Here are a few tips to help you prepare.
PICK A TIME
Start early: Don’t wait until the last minute—be sure to start the conversation early!
Integrate the talk into family time:Take advantage of downtime after meals or between holiday activities to start your talk.
THINK ABOUT HOW YOU’LL BRING IT UP
Make it personal: Be honest about your feelings and why this is important to you.
Be persistent, but keep it positive: Tell them you care about their health, and focus on the benefits that come from knowing that you have health insurance.
CHOOSE A PLACE
Get creative: Think about what matters to your family member. Make it memorable!
Find a Quiet Place to Shop: You can start your conversation anywhere, but to shop for health coverage, you will want a more quiet, private place to make a phone call or use the internet.
Here are some tips on talking to your family about how to sign up and how to answer common questions.
Start by asking: “Have you thought about signing up for health insurance on the new marketplace?”
Offer to walk them through it: “Would you like to take some time with me to sign up right now?”
Ask them to make a plan, and commit to it:“When do you plan on signing up?”
Don’t forget to follow up: “Have you signed up yet?”
WHAT’S IMPORTANT TO COMMUNICATE:
- Being covered helps you stay healthy and protects you in an emergency.
- You can find a plan that fits your budget—financial assistance is available for those who qualify.
- You get to choose the plan that’s right for you.
- All the health insurance plans on the new marketplace provide free preventive care—including routine checkups, vaccinations and screenings.
- You can’t be denied insurance because of a preexisting condition, and lifetime limits are now banned, so your insurance will be there when you need it.
- For your coverage to start January 1, you’ll need to sign up by December 15.
- Open enrollment for plans in the marketplace is now through March, but getting started sooner is better.
Make a pledge to have a conversation with your family about health insurance this holiday season.
Make a pledge to have a conversation with your family about health insurance this holiday season.
Get ready to have the talk
Published on Oct 31, 2013
This holiday season, be ready to talk to your loved ones about getting covered. These conversations don’t have to be tough — OFA can help. Check out barackobama.com/talk to learn more.
ObamaCARES Works So Lets Get Out There And Spread The Word.
Join the team that’s helping make sure the new health care law is a success. Be part of Team Obamacare.
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