By Jueseppi B.
Today is a new day for the millions of Americans who finally have the security that comes from quality, affordable health coverage. And those who already have health insurance will have better, more reliable coverage than ever before. From now on, insured Americans won’t be forced to put off a check-up or worry about going broke if they get sick.
While there is much more work to be done, beginning today, no family will be denied coverage because of a pre-existing condition like high blood pressure or asthma. Women can no longer be charged more than men for the same coverage. No American will have to worry that losing a job means you can’t get health coverage. And small businesses may qualify for more financial help to pay for new affordable coverage options for their employees.
The challenges in our health care system were decades in the making and won’t be solved overnight, but now more than 6 million Americans have been enrolled in Marketplace or Medicaid coverage and are getting peace of mind, knowing that they can get the care they need without losing everything they’ve worked and saved for.
NEW BENEFITS AND CONSUMER PROTECTIONS BEGIN TODAY
- Protections for People with Pre-Existing Conditions: Up to 129 million Americans with pre-existing conditions no longer have to worry about being denied health coverage or charged higher premiums because of their health status.
- New Insurance Options: Many previously uninsured Americans have new health insurance options through private health plans in the Marketplace or Medicaid in States that have opted to expand it. Nearly 6 in 10 of Americans who were uninsured could pay $100 or less per month for coverage.
- No More Annual Caps on Health Benefits: Millions of Americans no longer have to worry about having their health benefits cut off after they reach an annual dollar limit on benefits.
- Comprehensive Coverage: Health plans in the individual and small group markets are now required to cover ten categories of essential health benefits – including emergency services, maternity and newborn care, mental health and substance use disorder services, and prescription drug coverage. As a result of these new protections, approximately 60 million people will gain expanded mental health and substance use disorder benefits and/or parity protections.
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#GetCovered – Trinace’s Story
Published on Jan 2, 2014
As we ring in the start of 2014, today millions of Americans across the country will finally have the security and peace of mind that comes from having quality, affordable health insurance coverage. Today is the first day that coverage kicks in for more than 6 million people who purchased private health insurance plans through the Marketplaces, or signed up for coverage through Medicaid and the Children’s Health Insurance Program.
One of those Americans is Trinace Edwards, who was diagnosed with a brain tumor shortly after being laid off and losing her insurance. Unable to work or afford private insurance, she has not received treatment. Her daughter Lenace, a student at the University of Maryland, had considered dropping out of school in order to help pay for her mother’s bills.
When Trinace began shopping for coverage after the Health Insurance Marketplace opened, she learned she would be eligible for coverage through Medicaid. Starting today, Trinace can get the health care she needs, without forcing her daughter to give up on her dreams.
In October, President Obama met with a group of Americans – including Trinace and Lenace – who are benefitting from the Affordable Care Act. Watch what the mother and daughter had to say to him about what the law means for their family.
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Ed. note: This is cross-posted from hhs.gov/healthcare. See the original post here.
January 1 marks not only the beginning of a New Year, but an exciting new day in health care as millions of Americans will now be able to access care, thanks to the coverage they found at the Health Insurance Marketplace. For many of the newly insured – people like Molly from Charlottesville, VA or Mark from Austin, TX – it will be the first time that they can enjoy the security that comes with health coverage.
For consumers whose Marketplace coverage begins on January 1, we’re doing everything we can to help ensure a smooth transition period. If consumers have questions about their new private insurance coverage, they can contact their insurance company directly. Consumers can log into their account on HealthCare.gov to find their insurer’s customer service line or browse through a directory on HealthCare.gov.
Before you go to the doctor or pharmacy using your new insurance for the first time, check out this tip sheet, and make sure to:
- Get your insurance card or a temporary card with your new plan’s information. If you don’t have your card yet, ask your insurance company to give you another way to confirm your coverage.
- Make sure you know when your first premium payment is due and pay it by the due date;
- Check to see which doctors and pharmacies are in your network.
And at your first visit:
- Bring your insurance card with you to the doctor or pharmacy. If you don’t have a card, ask your doctor or pharmacy what other proof of insurance they may accept.
- If you thought you enrolled in health coverage but aren’t showing up in the system, call your insurance company directly. If you don’t have your insurer’s contact information call the Marketplace Call Center (1-800-318-2596) and a trained representative can provide it to you.
Tell your friends, family, and
co-workers why it’s important to #GetCovered.
If you do have health insurance, tell your friends, family and coworkers why it’s important to #GetCovered
Whether it’s updating your social profile photo, tweeting or posting a story on Facebook, there are visible actions that we can all take right now to spread the word about the importance of getting covered. It takes seconds to do — and it matters.
Americans all around the country, both online and offline, are sharing why it’s important to #GetCovered — and how the Affordable Care Act is helping them. Check out what they’re saying (and then pass it on)
New National And State Reports Showing Costs Of Repealing The Patient Protection And Affordable Care Act (ObamaCARES)
The President And The First Lady Meet With Moms On The Patient Protection And Affordable Care Act (ObamaCARES)