By Jueseppi B.
New Health Insurance Options, New Consumer Protections: New Year. A New Day in Health Care Coverage. New Year, New Coverage
Today is a new day for the millions of Americans who finally have the security that comes from quality, affordable health coverage. And those who already have health insurance will have better, more reliable coverage than ever before. From now on, insured Americans won’t be forced to put off a check-up or worry about going broke if they get sick.
Here is one such success story:
For the better part of 30 years my wife and I have had employer based health insurance and we understand this game very well. This year, we intentionally opted out of our employer based health insurance to see what is out there via the health exchanges. In our case, we live in Arizona and I am so thrilled that our governor did not decide to screw over the citizens of the state by doing what corrupt governors of other states have done to their citizens by rejecting the ACA in their states. You people really do not represent your citizens and you are just screwing them over for no good or justifiable reason.
In any case…here is what it all boils down to for me and my family as well as others who choose to go the route of the ACA Health Exchanges. Far superior insurance coverage than anything we’ve ever had in the last 28 to 30 years with a smaller premium, smaller deductible and smaller co-pays. This is possible due to the ACA because for the first time, insurance companies can now compete with each other for our business.
Yes….we got a top of the line “platinum” level plan that has far superior coverage to anything we’ve ever had in past years through our employers, with a cost savings of almost $400.00 per month for the premium, a radically smaller deductible and smaller co-pays.
And for the record…this is all happening without any government assistance or government subsidies. Our household income disqualifies us from receiving government subsidies and we are reaping all these benefits and cost savings.
Kudos to President Obama and all who worked hard to make the Affordable Care Act a reality!
Thank you Dennis Taylor.
While there is much more work to be done, beginning today, no family will be denied coverage because of a pre-existing condition like high blood pressure or asthma. Women can no longer be charged more than men for the same coverage. No American will have to worry that losing a job means you can’t get health coverage. And small businesses may qualify for more financial help to pay for new affordable coverage options for their employees.
The challenges in our health care system were decades in the making and won’t be solved overnight, but now more than 6 million Americans have been enrolled in Marketplace or Medicaid coverage and are getting peace of mind, knowing that they can get the care they need without losing everything they’ve worked and saved for.
NEW BENEFITS AND CONSUMER PROTECTIONSBEGIN TODAY
- Protections for People with Pre-Existing Conditions: Up to 129 million Americans with pre-existing conditions no longer have to worry about being denied health coverage or charged higher premiums because of their health status.
- New Insurance Options: Many previously uninsured Americans have new health insurance options through private health plans in the Marketplace or Medicaid in States that have opted to expand it. Nearly 6 in 10 of Americans who were uninsured could pay $100 or less per month for coverage.
- No More Annual Caps on Health Benefits: Millions of Americans no longer have to worry about having their health benefits cut off after they reach an annual dollar limit on benefits.
- Comprehensive Coverage: Health plans in the individual and small group markets are now required to cover ten categories of essential health benefits – including emergency services, maternity and newborn care, mental health and substance use disorder services, and prescription drug coverage. As a result of these new protections, approximately 60 million people will gain expanded mental health and substance use disorder benefits and/or parity protections.
12:30 PM EST
#GetCovered – Trinace’s Story
Published on Jan 2, 2014
As we ring in the start of 2014, today millions of Americans across the country will finally have the security and peace of mind that comes from having quality, affordable health insurance coverage. Today is the first day that coverage kicks in for more than 6 million people who purchased private health insurance plans through the Marketplaces, or signed up for coverage through Medicaid and the Children’s Health Insurance Program.
One of those Americans is Trinace Edwards, who was diagnosed with a brain tumor shortly after being laid off and losing her insurance. Unable to work or afford private insurance, she has not received treatment. Her daughter Lenace, a student at the University of Maryland, had considered dropping out of school in order to help pay for her mother’s bills.
When Trinace began shopping for coverage after the Health Insurance Marketplace opened, she learned she would be eligible for coverage through Medicaid. Starting today, Trinace can get the health care she needs, without forcing her daughter to give up on her dreams.
In October, President Obama met with a group of Americans – including Trinace and Lenace – who are benefitting from the Affordable Care Act. Watch what the mother and daughter had to say to him about what the law means for their family.
Tell your friends, family, and
co-workers why it’s important to #GetCovered.
If you do have health insurance, tell your friends, family and coworkers why it’s important to #GetCovered
Whether it’s updating your social profile photo, tweeting or posting a story on Facebook, there are visible actions that we can all take right now to spread the word about the importance of getting covered. It takes seconds to do — and it matters.
Americans all around the country, both online and offline, are sharing why it’s important to #GetCovered — and how the Affordable Care Act is helping them. Check out what they’re saying (and then pass it on)
New National And State Reports Showing Costs Of Repealing The Patient Protection And Affordable Care Act (ObamaCARES)
The President And The First Lady Meet With Moms On The Patient Protection And Affordable Care Act (ObamaCARES)
Categories: Affordable Health Care Act